Archive for October, 2010

Hardship Home Loan Modifications Relieving Financial Hardship

Sunday, October 17th, 2010

Standard industry loan modifications, don't usually lower monthly payments enough to keep borrowers in their homes. The administration's plan will lower housing payments from 38 percent of monthly income to 31 percent. The new modification plan should keep borrowers in their home.It is a standard, streamlined process for evaluating new ...

Quotations Tell… Proposals Sell!

Friday, October 15th, 2010

The traditional "Quotation" was originally devised during the Industrial Revolution of the 1850's and has changed little to the present day. It is a totally Dickensian format and absolutely out of date in a situation where supply so completely outstrips demand. We are now 155 years on, and selling ...

The Internet A Friend Or Foe to the Salary Negotiator

Wednesday, October 13th, 2010

Information and knowledge is power. In negotiations this information translates into bargaining power. The Internet is the ultimate source of information and is thus a great tool for employees to strengthen their bargaining power in salary negotiations. But there are disadvantages with the Internet as well.A prime focus when preparing ...